Senior Underwriter - Hybrid Working

Senior Underwriter

About the Role
An exciting opportunity has arisen for a highly skilled Senior Underwriter to join a forward thinking business team within an innovative and fast growing organisation in the heart of Cardiff. This is a fantastic chance to be part of a flexible environment where new ideas are encouraged, and bold thinking is rewarded.

As a Senior Underwriter, you will play a key role in assessing risks and making well informed underwriting decisions, helping to shape competitive insurance solutions for customers. This position is ideal for someone with strong underwriting experience, particularly within the SME market, who is looking to take the next step in their career and thrive within a cooperative and ambitious team.

What You'll Be Doing

• Underwriting and Risk Assessment: Reviewing, assessing, and pricing a wide range of risks, ensuring policies meet underwriting guidelines and align with the business' risk appetite.
• Collaboration: Working closely with your underwriting colleagues and wider teams to ensure consistency, quality, and smooth decision-making processes.
• Technical Leadership: Providing guidance and best practice advice to junior team members, helping to maintain high-quality underwriting standards across the team.
• Policy Development: Contributing to the review and development of policy wordings, ensuring they are clear, compliant, and aligned with market trends.
• Compliance: Ensuring all underwriting decisions meet internal standards and regulatory requirements.
• Client and Broker Communication: Engaging directly with clients or brokers to explain decisions and resolve complex queries in a clear, professional, and customer-focused way.
• Industry Insight: Staying up to date with changes in the SME insurance market, using your knowledge to continuously improve processes and decisions.

What We're Looking For

• Proven experience in an underwriting role, ideally within the SME insurance sector.
• Strong analytical and decision-making skills, with the ability to assess complex risks and apply sound judgement.
• Excellent attention to detail to ensure accuracy and compliance across policies and processes.
• Strong communication skills - able to explain decisions clearly and confidently to clients, brokers, and internal teams.
• Thorough knowledge of underwriting guidelines and experience balancing these with commercial awareness.
• Adaptability and a willingness to embrace change in a fast-paced, innovative environment.
• A collaborative mindset, with a passion for working as part of a team and helping others develop.
• A positive, proactive attitude with a focus on delivering excellent outcomes for customers.

What's in it for You?

• The freedom and excitement of working in an innovation-led environment, combined with the backing and support of a well-established organisation.
• Opportunities to contribute to new ideas, products, and processes, helping to shape the future of the business.
• A collaborative and supportive culture, where your expertise and ideas will be valued and rewarded.
• Competitive salary, benefits, and flexible working options.
• Location based close to train station in Cardiff