Trustee

Who we are

The Fair Credit Charity's vision is for a future where everyone has access to 'fair credit' - loans with reasonable interest rates, no hidden penalties and flexible repayments. Doing so, we believe, will help to alleviate and eradicate poverty and foster a society built on trust.

To do that however, we need to influence financial, legislative and regulatory institutions to help create an ethical and responsible lending environment in which financially excluded people are better served.

And we practice what we preach. In 2015, the FCC founded the Community Interest Company, Fair for You, an ethical and responsible lender which has to date issued 375,000 loans worth over £85m. The Charity still owns the CIC but wants to encourage more organisations like it.

We believe that financial services in the UK are prejudiced against far too many people and we want to use our knowledge and established experience of creating inclusive and ethical financial services to build an environment to enable all businesses serving financially excluded people to thrive.

Who we are looking for

Are you up for this challenge? Our struggle is against some of the biggest and most intractable institutions in the UK. Our wins are few and far between. But our successes, when they happen, can make a difference to the lives of 20 million people across all four nations of the UK.

As a Trustee of the FCC, you will join a small group of people who want to make a difference to the way financial services are provided to those on low incomes, those with poor credit scores, and those new to the UK without a financial backstory.

If you feel as passionately as we do about the inequity of our financial system and want to do something about it, then we would love to hear from you. We are particularly looking for Trustees with a background in public affairs, campaigning and / or financial services regulation. We want people to join us who genuinely want to make a difference to millions of people across the UK who are excluded from mainstream credit and financial services simply because of their circumstances.

Application guidance

Trustees are appointed for an initial term of three years with an option on both sides for a second term. It is voluntary and unpaid but reasonable travel and expenses can be claimed as/when required.

Trustees can be expected to spend about eight days per year on Fair Credit Charity business (four quarterly Trustee Board meetings per annum; ad hoc Committee meetings and strategy sessions, including with the Board of the CIC, and meeting preparation/reading time). All Trustee Board meetings are virtual with very occasional - pre-planned - in-person meetings taking place either in London or Coventry.

All Charities have a public benefit responsibility, and in carrying out their role Fair Credit Charity Trustees are expected to adhere to the Nolan Principles for holders of public office and NCVO Charity Ethical Principles.

Our values of openness, fairness, trust, integrity and working in partnership are at the core of what we do. Accordingly, we respect the diversity of all our people. We aim, by working together, to make the most of our differences and celebrate individual contributions to our vision. We welcome all applicants who share our values and want to make a positive difference.

If you wish to apply please email your CV and a short one-page statement about what you think you might contribute to our Charity and why you think the Trustee's role may be for you to Michaela Farthing () Closing date: 2 May 2025.