Credit Risk Modelling Manager

EndDate

Saturday 11 January 2025

SalaryRange

£73,521 -£81,690

We support flexible working - click here formore information on flexible workingoptions

FlexibleWorking Options

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Job DescriptionSummary

Sitting within our Risk function, RiskScience is a centre of excellence for analytics, modelling, andcustomer insights. You'll be part of a specialist modellingteam focused on building and delivering industry leading Capital,Impairment, and pricing models within the Commercial book of theGroup.

We work with data that underpinsvital business decisions, and together we make it possible to addcustomer value, control risk, and help to build a safe, strong bankfor our customers.

Could you help usbecome more insightful about data to reshape our business anddeliver success?

JobDescription

JOBTITLE: Credit Risk Modelling Manager
SALARY: £73,521 - £81,690
LOCATION: Edinburgh, Leeds, Cardiff orBristol
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days)in an office site

About thisopportunity

Sitting withinour Risk function, Decision Science is a centre of excellence foranalytics, modelling, and customer insights. You'll be partof a specialist modelling team focused on building and deliveringindustry leading Capital, Impairment, and pricing models within theCommercial book of the Group.

We workwith data that underpins vital business decisions, and together wemake it possible to add customer value, control risk, and help tobuild a safe, strong bank for ourcustomers.

Could you help us becomemore insightful about data to reshape our business and deliversuccess?

• Take ownership fordelivery of modelling and analytic projects, ensuring these arecompleted in line with businessrequirements.

• Lead thedesign of modelling solutions (calibrations, analytics &development) to high technical standards and following internalpolicies and externalregulation.

• Providetechnical leadership, mentoring and management to less experiencedteam members.

• Be hands-onwith data, developing and validating models and running impactassessments to understand customer behaviour and credit performanceand to tell a story to the business in order to influence decisionmaking.

• Due to the nature ofour work, which spans capital, pricing & IFRS9 models you willbuild close relationships with many other Risk teams, ImpairmentFinance and our business colleaguestoo!

• Participate actively inthe Decision Science management team, supporting senior managers indelivering of wider team initiatives and proactively contributingto development of positive teamculture.

About us

Likethe modern Britain we serve, we're evolving. Investing billions inour people, data and tech to transform the way we meet theever-changing needs of our 26 million customers. We're growing withpurpose. Join us on our journey and you willtoo

What you'llneed

• You'll havehad experience in either capital/CRDIV modelling, pricing orimpairment modelling, or a similarrole

• To succeed in this roleyou will need to have strong knowledge ofSAS

• You'll have a trackrecord of end to end projectmanagement

• You'll have anunderstanding of the current regulatory capitalenvironment

• Experience withstakeholder management, especially as it relates to driving changein an organization

• Strongcommunication skills, both in writing and informally are amust

• Strong analyticalskills are alsorequired

And any experience of these would be reallyuseful

• Anunderstanding of Python, SQL, or Pyspark would beuseful.

• Commercial bankingmodelling experience would be beneficial, but is notrequired

• People managementexperience would also beuseful

About working for us

Ourfocus is to ensure we're inclusive every day, building anorganisation that reflects modern society and celebrates diversityin all its forms.

We want our people to feelthat they belong and can be their best, regardless of background,identity or culture.

We were one of thefirst major organisations to set goals on diversity in seniorroles, create a menopause health package, and a dedicated Workingwith Cancer initiative.

And it's why weespecially welcome applications from under-representedgroups.

We're disability confident. So ifyou'd like reasonable adjustments to be made to our recruitmentprocesses, just let us know.

We also offer a wide-ranging benefits package, whichincludes:
• A generouspension contribution of up to 15%
• Anannual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle,such as discounted shopping
• 30 days'holiday, with bank holidays on top
• Arange of wellbeing initiatives and generous parental leavepolicies

Want to do amazing work,that's interesting and makes a difference to millions of people?Join our journey.

At Lloyds BankingGroup, we're driven by a clear purpose; to help Britain prosper.Across the Group, our colleagues are focused on making a differenceto customers, businesses and communities. With us you'll have a keyrole to play in shaping the financial services of the future,whilst the scale and reach of our Group means you'll have manyopportunities to learn, grow anddevelop.

We keep your data safe. So,we'll only ever ask you to provide confidential or sensitiveinformation once you have formally been invited along to aninterview or accepted a verbal offer to join us which is when werun our background checks. We'll always explain what we needand why, with any request coming from a trusted Lloyds BankingGroup person.

We're focused oncreating a values-led culture and are committed to building aworkforce which reflects the diversity of the customers andcommunities we serve. Together we're building a truly inclusiveworkplace where all of our colleagues have the opportunity to makea real difference.